142. Bexhll Insurance Premium Funding
For some reason Mugspotters finds itself almost impossible to wrestle itself away from the spectre of the Insurance and Claims Management industries. To be truthful though this provides us with a reliable and steady flow of product with which to stuff our blog. This sophisticated & voluptuous plunging black Deco just oozes class.
Its rarely seen yet ample shape holds a VERY generous amount of beverage but I’m sure you’ll agree this is fit to grace both the dinner table as well as the working desktop environment.
For the purist…
Awwwwww Bless. How cute is this?
But what of Bexhill Insurance Premium Funding? Their location is not hard to deduce but what in the name of the Financial Ombudsman is “Premium Funding”? A trawl of the information super-highway reveals it’s (strap yourself in it’s a long one…) “…The lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by third party finance entity known as a premium financing company; however insurance companies and brokerages occasionally provide premium financing services through premium finance platforms. Premium financing is mainly devoted to financing life insurance which differs from property and casualty insurance.
To finance a premium, the individual or company requesting insurance must sign a premium finance agreement with the premium finance company. The loan arrangement may last from one year to the life of the policy. The premium finance company then pays the insurance premium and bills the individual or company, usually in monthly installments, for the cost of the loan.”
So there you have it. I would have thought insurance brokers would have had the financial solutions in place to service the buying of policies off insurers but it transpires they all must not. Indeed it’s a bit like a barber having someone else do their own shave.
In other news, this Deco came in a freebie bundle complete with a soft toy (awwwwww bless) & bijou carrier bag. For the purist Spotters I have snapped it in solitary confinement, as per the shot above but below you can enjoy the mug flanked as part of the wider package.
How cute is this?
Disclaimer: No toy seals were harmed during the production of this blog.
128. Quote Me Happy.com
Mugspotters make no apology for delving back into the brew-room for leads. I know we’re a bit like ambulance-chasing solicitors prowling hospital A&E waiting rooms but the truth is, this is where we unearth many of our exciting ceramic truffles.
It was smiles all round as we discovered this quite charming Cambridge for Quote Me Happy.com.
As you can see, the mug belongs to Tony but he he was more than happy for his drinking receptacle to feature on our blog.
It’s a cute effort featuring Tony on one elevation and general QMH blurb on the other all displayed in a very modern rounded font. You could say the green looks almost ‘gaelic’.
So what of Quote Me happy? We’re talking everyone’s least favourite grudge-purchase, Insurance. Its (very green) web page again features macrocephalic Tony, this time in his convertible. Lets face it, his head wouldn’t fit in any other vehicle!
QMH sell cheap insurance via price comparison websites such as our friends on Compare the Meerkat. Because it’s an all on-line affair, you can even sign in with farcebook, features Twidder feeds, blogs & download a variety of apps. (Whatever that’s all about.)
So, it would be fair to say QMH are targeting the bearded, selfie-obsessed, “go-fun-yourself” generation.
But don’t quote me on that.
In Mugspotters HQ we were all quite taken with Tony, so here are more pix of him to save you looking at the official QMH site.
Tony + Toni + Pooch
“SOLVING TOMORROWS INSURANCE PROBLEMS TODAY”.
Now that’s a bold claim and one which implies this industry is (allegedly) riddled with troubles and issues. Here’s me thinking Insurance was one rock-solid institution, just like the Banking Sector. All I could think of is (off the top of my head) exhorbitant premiums, mis-selling, cash-for-crash, referral fees, claims taking an eternity to settle…
Anyway, a web-search reveals nothing for Trinity in relation to insurance so we must assume they bit off more than they could chew and went under. Maybe the Insurance sector just don’t want their problems, albeit in the past, present or future, solving.
All that is left then is this underwhelming Cambridge. It has a low-rent Pantheon graphic occupying the INI part of the name, for whatever reason I’ve no idea.
Thankfully we still have a record of their precious curio, now immortalised on our blog.